Entries by Steve Moon

Clover, the best and most affordable POS system for small business

Contact us today to learn about the variety Clover POS offers.  Mobile, stationary, WIFI, wireless, wired, cash drawer, Mini, Flex, bar code readers, printers, and more … Clover offers it all.  We can customize your POS solution to fit your needs and you get hundreds of Apps available to you through the APP market.  It’s […]

To Cloud or Not to Cloud

Many articles pass by my desk, some good and some not so good.  On occasion I find something worth sharing.  This article appeared on our processing partner’s (BluePay) blog on August 3rd of this year and I find it a worthwhile read for business. Running a small business means everything is on a smaller scale. […]

Transitioning to PIN requirement for credit

Chip-and-PIN Credit Cards — the Final Nail in the Coffin Swipe and sign is already on its last legs — but there is one final piece of the puzzle that will likely speed up the demise of this time-honored ritual. Already the default worldwide, Chip-and-PIN credit cards are becoming more popular in the United States — the […]

Daylight Savings Time Equipment Update

DAYLIGHT SAVING TIME ENDS SUNDAY, NOVEMBER 5TH, AT 2:00AM! Don’t forget to turn your clocks back one hour, and remember to do this for your payment terminals, too. See below for some quick instructions. First Data Terminals  From “Swipe or Insert Card” Screen Tap the settings button (orange button with wrench and screwdriver icon) In the System […]

New Internet Security for IP Transactions

A new internet security standard went into effect on January 1st of this year. It is another layer of security to keep the bad guys out. It is called SHA 256 and it layers security exponentially. This change only affects businesses using the internet for transmission of data, not old fashioned land lines. If you […]

Debit Card Processing and Regulation

Whenever a customer swipes a debit card at one of your POS terminals, that transaction results in an interchange fee that you must pay to the card-issuing bank. Historically, these fees have averaged about $0.44 per transaction; and like most charges, the cost is ultimately passed onto consumers. However, as part of the Dodd-Frank Wall […]

EMV is here.

October 1st is around the corner and the new EMV rules take place. Don’t panic if you don’t have new equipment in place … you may not even need to make a change. It is simply a risk tolerance issue. If you are a coffee shop you are not a likely target for someone with […]

EMV is not a law, it is not mandatory, it is a risk decision

The new rules for EMV processing take effect on October 1st, 2015.  These are simply rule changes that shift the liability from the bank that issued the card to the merchant if the merchant does not have equipment capable of reading EMV (computer chip) cards.  The only time the liability shifts is if it is […]

Direct News from Direct

I found this article at money.usnews.com that talks about the EMV issue in greater detail. Coming Next Fall: More Chip and PIN Cards in the U.S. When fraud liability shifts to merchants next October, expect more EMV cards and new payment terminals. Starting next October, payment terminals will likely be required to accept chip-based cards. […]

Direct news from Direct

We call it the EMV slow dance.  Check out the recent article by Mike Strawhecker.  We couldn’t agree more here at Direct Payment Systems! What is stalling EMV at small merchants? Mike StrawheckerVP / Director of TSG Metrics at The Strawhecker Group Three key impediments that are stalling EMV at small merchants: Limited awareness: While […]